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Paying for child care and healthcare costs of minor children

It is not always easy for parents in New York to raise children. There are a large number of issues that parents deal with while trying to ensure their children grow up to be upstanding citizens. In addition to the behavioral upbringing, children can also be very costly financially and figuring out how to pay for everything can be difficult. This does not does not change if the parents are divorced either. However, how the parents pay for it changes.

When parents divorce and have minor children, generally the non-custodial parent will be ordered to pay child support to cover their portion of the financial needs of the child. The standard child support amount is determined by the child support guidelines, but there are costs in addition to the costs that child support covers.

Two of the main additional costs are child care costs and unreimbursed healthcare costs, meaning the costs and co-pays that the health insurance does not cover. The non-custodial parent is ordered to pay for a portion of these on top of the basic child support obligation.

Generally that portion depends on the percentage of the couple's total income that the non-custodial parent makes. For example, if the couple earns a total of $100,000 a year and the non-custodial parent earns $70,000 of that amount, he or she will pay for 70% of the child care and unreimbursed healthcare costs.

Raising children in New York can be expensive. When parents split, the law wants to ensure that both parents still contribute to the children's financial needs. Therefore, the non-custodial parent is generally ordered to pay child support as well as a portion of some of the other costs of the children. Experienced attorneys understand the child support laws and may be able to help guide one through the process.

Source: The Association of the Bar of the City of New York Fund, "Child Support: Questions and Answers" accessed on Feb. 2, 2016

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